hurricane irma | hurricane floodingI was reminded that 21 years ago today, Hurricane Fran tore through Central North Carolina and though I was in college at the time, I still remember the impact it had in our area.  It is the first hurricane that I remember even though I did sleep through most of the storm.  I remember waking up in amazement that I never heard any of the trees that fell in my yard and how hard it was to navigate the roads because of the trees down.  Fast forward 3 years, when Hurricane Floyd dumped over 12 inches of rain to an already soaked North Carolina and I got to experience my first Hurricane as an insurance adjuster.  I remember all the flooding, all the insurance claims and the homeowners who lost everything because didn’t have flood insurance or never thought they would see the day that the 100 or 300-year flood plain they lived around would actually flood.  Last year, Hurricane Matthew brought me a new perspective of just how devastating hurricanes can be and the amount of time and resources it takes to tear out, dry and restore homes that have been flooded.  Just when I thought I couldn’t see hurricane flooding more devastating, Hurricane Harvey hits Texas and the pictures on tv can’t do justice to what 50 inches of rain and flooding can cause.  And now, we have Hurricane Irma still uncertain on where she wants to hit and we are left holding our breaths and waiting.

I stopped by a few insurance agencies today to extend invitations to an upcoming CE class and though we’ve had some bad thunderstorms roll through the area the last few days, the majority of the calls into the office have been for homeowners wishing to purchase flood insurance.  Insurance helps bring peace of mind of having some coverage just in case an emergency or disaster strikes, however there is a waiting period once flood insurance is purchased before it can become effective.  While we can’t secure new flood coverage while we wait to see what Irma will do next week, we can start other emergency preparations.

  • Keep an eye on the weather forecasts; the National Hurricane Center updates the track of the hurricane several times a day.
  • Pull together all of your important documents (insurance policies, health insurance cards, etc.) so you know where they are in case you need them
  • Stock up on batteries, water, non-perishable foods, and refill any prescription medicines that you can
  • if you live in an area prone to flooding, move valuables and furniture to higher ground or a higher floor
  • set up a way to check on family members in case phone lines go down or cell phone towers are jammed (texting or social media are good options because data lines are not as likely to be impacted
  • take pictures of the items in your home–hurricane flooding isn’t the only way homes are damaged, trees can also fall on to homes causing damage
  • clean up around the yard and secure items that can be blown around or trim branches that are hanging over your home

With over 45 years of experience, PHC Restoration has seen its fair share of hurricane flooding and other natural disasters.  We are available 24-hours a day to assist you if you face a storm damage disaster to your home or business.  Contact us at 919-834-6523 or 919-818-2582.

 

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